What should I bring to the dealership when I'm ready to buy or lease? | Albertville AL | Serving Huntsville & Guntersville

When you're ready to finally buy or lease your new vehicle, you're probably excited about the prospect of experiencing that new car smell and driving something different. That's great! Stay excited -- but keep in mind there are a few more steps left. Keep reading to find out how you can prepare.

If you still have questions, please don't hesitate to call Sand Mountain Toyota or stop by and talk to one of our sales reps. We're happy to speak with you!

  1. Your driver's license: When you're filling in your paperwork, you'll need to have your license ready since you'll need proper identification. However, there’s a chance that the dealership might have your license on file if you’ve taken the vehicle for a test-drive.
  2. Your Social Security number: If you happen to not have it memorized, bring your social security card along as well. Even if you are buying the vehicle outright -- not using any financing -- the dealer will still need your Social for tax purposes. Nearly all financial transactions valued at over $10,000 are required to be reported to the IRS.
  3. Proof of car insurance: You can't buy a car without this crucial piece of paper. There are laws in all 50 states requiring drivers to have some type of insurance because it protects everyone on the road.
  4. Your wallet: You’ll have to pay for this vehicle somehow, whether through financing, cash, cashier’s check or credit card. There are many ways to pay these days, and depending on the value of your car, it makes sense to determine the best way for you to pay for your vehicle. When leasing, you’ll usually have to make a down payment on the vehicle.
  5. Proof of employment, residence and salary: Based on your credit rating, you may need to bring these things with you.
  6. A few hours to fill out all of the paperwork: It can be a time-consuming process, especially if you're applying for financing.
  7. And if you're trading in your old car:

  8. A trade-in appraisal: Typically you'll have your appraisal performed at the dealership that you're trading it in to, and many times they'll be valid for up to three days.
  9. Your old car's title: Once you trade it in, you'll have to turn this over since you're releasing ownership of the vehicle.

If you’d like to purchase or lease a new Toyota in Albertville, AL, drop by Sand Mountain Toyota at 9167 US Highway 431, Albertville, AL 35950 for a test-drive. We look forward to serving our customers from Huntsville and Guntersville.

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